The Trustee will contact all creditors listed on the Statement of Affairs as soon as possible after the declaration of bankruptcy.
Borrowing Money
When you are borrowing money, purchasing goods on credit or incurring credit in any way, it is an offence to borrow over a set limit* unless you inform the person you are dealing with that you are an undischarged bankrupt. For limit see Current Amounts
Operating a Business
You can still operate a business while bankrupt. If you trade under an assumed name or business name either as a sole trader or in partnership, you have to disclose to all, your bankrupt status. You cannot be a director of a company or be involved in its management without the permission of the Court. (Corporations Law).
Change of Name, Address and Overseas Travel
You are required to notify your trustee of all changes of name and/or address. If you wish to travel overseas you must obtain the permission of the court if you are required to make compulsory contributions otherwise you require the written approval of the trustee administering your estate.
Frequently Asked Questions
- What happens if I have transferred my house or another asset of value to my spouse prior to bankruptcy?
- Are there offences under bankruptcy?
- Can a creditor still contact me insisting on payment once I have become bankrupt?
- Can I be publicly examined if I am made bankrupt?
- Can I continue to use my credit cards after bankruptcy?
- Can I have a bank/cheque account?
- Can I travel overseas whilst I am bankrupt?
- Can my bankruptcy be cancelled or annulled?
- Do I have to make payments from my income to the Trustee?
- Do I need to become bankrupt?
- Do I need to lodge tax returns?
- How do I become bankrupt?
- How does bankruptcy affect my employment?
- How long would I be bankrupt?
- Is my bankruptcy advertised?
- What about debts incurred after bankruptcy?
- What are my rights and responsibilities once bankrupt?
- What happens if someone has guaranteed some of my debts?
- What happens to a debt I forgot about at the time of becoming bankrupt?
- What happens to any assets that have not been sold by the trustee at the date of my discharge?
- What happens to my ABN or can I apply for an ABN now that I am bankrupt?
- What happens to my credit rating?
- What happens to my debts after bankruptcy?
- What if I have a car?
- What if I leave my employment during bankruptcy?
- What is bankruptcy?
- When are creditors notified of my bankruptcy?
- Who would handle my bankruptcy?
- Will I have to appear in court?
- Will I have to pay income contributions whilst I am bankrupt?
- Will I lose my assets?
- Will I lose my house?
- Will my financial records be examined if I am made bankrupt?

